Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here's how it works. Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.